At about 7:30 in the morning, Mary is already at her laptop. There is no rush to catch a matatu into Nairobi’s CBD. Instead, she opens her email and sees a message from a client whose company is based thousands of kilometres away. The work is familiar. She has done it many times before. The…
On a Tuesday evening, Brian was sitting in his bedsitter in Nairobi staring at his laptop. He had been looking for ways to make extra money for months. His salary covered the important things, but by the time rent, food, transport and other expenses were paid, there was little left to build the financial cushion…
The WhatsApp message was short. “Can you help me with this?” Attached was a product poster from a small clothing business. The owner wanted a better caption for Instagram, a few ideas for the week and a simple message she could send to customers who had not bought from her in a while. It was…
The problem did not look serious at first. James had a steady income, paid his bills on time and rarely considered himself careless with money. But one afternoon, while preparing to apply for a loan, he sat down and tried to work out exactly how much he had saved, how much he owed and how…
The message came at the worst possible time. A friend had sent a WhatsApp message about an investment opportunity that promised attractive returns. The amount required to get started was not particularly large, and several people in the group were already talking about how much they expected to make. It sounded convincing. But before sending…
When Brian Lost Money Because He Did Not Understand What He Was Buying Brian had always considered himself financially responsible. He earned a decent salary, saved whenever he could and had recently started thinking seriously about investing. Like many young professionals, he had watched enough videos online to know that leaving all his money in…
When Joseph Discovered He Did Not Know How Much He Was Worth By the time Joseph sat down to renew his business insurance, he had already spent nearly three hours looking for figures he thought he knew. One bank statement was in his email. Another was in a drawer at the office. His SACCO statement…
When Amina Realised Her Salary Was Not the Problem Amina had been working for several years and, on paper, she was doing reasonably well. Her salary had increased twice in the previous three years. She had moved to a better-paying job, her children were in school and she had even managed to start putting some…
The book was already open on the table when Zakayo checked his M-Pesa balance for the third time that evening. He had been reading about building wealth, saving consistently and making money work for him. The advice sounded sensible. The problem was that his own money seemed to disappear before he could put any of…
When Mercy Had to Decide Whether to Borrow or Give Away Part of Her Business Mercy started her small food-processing business in Kiambu after defining a clear idea of what she wanted to build. The business had already found customers, orders were increasing and she could see an opportunity to supply more shops. There was…
This website uses cookies to improve your experience. We\'ll assume you\'re ok with this, but you can opt-out if you wish. Read More
Preferences
